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Emergency Credit
Liquidity, locked in.

Affordable access to a flexible line of credit for emergency or unexpected expenses.

Meet the FinFit SafetyNet Credit Line

Accessible

No traditional credit check required.

Fast funding

Receive a funding decision in as little as a few seconds1, with the option to receive funds instantly.2

Flexible

Flexible amounts available, starting at $3003, and employees can draw funds when they need them.

Convenient

Repayment can be taken automatically through payroll to ensure on-time payments.
How it works
1

Open credit line

If approved, employees can select how much credit they need up to a certain amount.

2

Draw funds now, or later

Employees can draw funds right away to pay for an emergency expense, or come back when they need it.

3

Repay via payroll deduction

Repayment can be taken automatically through payroll to ensure on-time payments.

SafetyNet stories

As a single mom, having someone depend on me solely, having this financial freedom is so helpful, especially with emergencies… The whole program has been so uplifting, motivating me to continue to work hard, and then if I do fall short, I have support, and that’s one of the best feelings you can have.

– Marlena M., FinFit Member

The FinFit difference

When you’re done paying off your credit line balance, you can continue the same payment amount but have it put directly into your FinFit emergency savings account – strengthening your personal safety net for whatever comes next.

1 Actual time it takes for loan decision dependent upon loan verification set up with your employer.

2 Funding time dependent upon funding method selected. Expedited funding may incur additional fees.

3 Loans are issued by Celtic Bank. Loans subject to credit approval. Loan products, features, and service providers vary by state. Service providers are FinFit Ops, LLC (see licenses) or its affiliate, Salary Finance, Inc. (see licenses). See application terms and loan agreements for more details.