How to create (and stick to) a spending plan when money is tight
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How to create (and stick to) a spending plan when money is tight
In today’s financial climate, adapting to economic shifts is crucial. The 50/30/20 rule, recommended for its straightforwardness, suggests dividing your take-home pay into 50% for necessities, 30% for desires, and 20% for future financial growth. Yet, in times of economic squeeze or income fluctuation, this strategy...