Spending & Budgeting | Financial Wellness Programs | Financial Coaching | Virginia Beach

9 money moves you should make ahead of the new year

Written by Karlie Moses on December 2, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting 9 money moves you should make ahead of the new year As a year of high inflation and financial challenges comes to a close, now is the perfect time to refocus on your financial goals and prepare for the year ahead. But where should you begin? Here are nine essential steps to get you started. Set your financial goals Create a plan based on what matters most to you. Start by identifying...

10 money saving tips for the holidays

Written by Karlie Moses on October 30, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting 10 money saving tips for the holidays The holiday season is a magical time, but it can also be a very expensive one if you’re not careful. To help you avoid financial stress come January, we’ve put together 10 tips to keep your holiday spending under control. Tip 1: Set a spending plan The best way to avoid a massive credit card bill after the holidays is to create a spending plan. Decide...

How to create a spending plan you’ll actually stick to in 5 steps

Written by Karlie Moses on October 30, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting How to create a spending plan you’ll actually stick to in 5 steps Having a spending plan is about knowing exactly where your money is going so you can feel more in control of your finances and enjoy life without the stress of overspending. Whether you want to plan weekly, monthly, or even annually, following these five steps will help you build a plan you can stick to. 1. List...

It’s time for a truly stress-free, festive season

Written by Karlie Moses on October 3, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting It’s time for a truly stress-free, festive season This winter is a season of sharing and appreciation, not a season of stress. Don’t let anything get in the way of your festivities – least of all money worries. However you want to celebrate – whether it’s spending time with family, planning to jet off on a vacation, or searching for the perfect gift for a loved one, a...

How to trick your brain out of impulse spending

Written by Karlie Moses on October 3, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting How to trick your brain out of impulse spending Spending money can be an emotional decision, as much as a financial one. We all know that buzz you get when you allow yourself to splash a bit of cash and you walk out of a shop with a shiny new purchase. But we’re probably just as familiar with the guilty feeling of spending too much money on things we don’t really need. This not only causes...

Are you an emotional spender?

Written by Karlie Moses on September 12, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting Are you an emotional spender? What is emotional spending? Emotional spending is when the way we feel dictates our spending. It’s usually when we buy things as a ‘pick me up’, to help us feel better whenever we’re feeling low or as a reward for when we’ve worked hard. It doesn’t help that we are constantly bombarded with social media ads telling us that buying something new will solve...

Are contactless payments costing you more money?

Written by Karlie Moses on September 6, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting Are contactless payments costing youmore money? Are contactless payments leading you to spend more than usual? Let’s put this to the test. Paying cash makes you think twice before spending money Leading behavioral economists believe paying with cash makes us feel more mindful when we’re spending money. For example, when faced with a limited amount of cash in our wallet,...

Don’t ignore debt: How to manage your money

Written by Karlie Moses on September 6, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting Don’t ignore debt: How to manage your money It’s all too easy to ignore debt until things reach a crisis point. If you owe money, and you don’t have a clear idea of how you’re going to pay it off, burying your head in the sand is a sure-fire way to find yourself in more difficulty. So, how can you manage debt carefully and responsibly in order to get it under control and keep it...

What does it mean to be financially well?

Written by Karlie Moses on September 6, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting What does it mean to be financially well? These days the term ‘financial wellness’ is being more widely discussed but what does it actually mean? At FinFit we define financial wellness as a state of being where a person can fully meet current and ongoing financial commitments, can feel secure in their financial future, and is able to make choices that allow them to enjoy their life. There...

4 practical tips to get your money into shape – starting now!

Written by 2018Marketing@finfit.com on July 31, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting 4 practical tips to get your money into shape – starting now! We know that money can be overwhelming to think about, particularly if you don’t know where to start. That’s why we’ve outlined four simple and actionable ways for you to start taking control of your money. STEP 1: Be a goal getter STEP 2: Review your money STEP 3: Money messages STEP 4: Money moments Step 1: Be a goal...