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How to achieve financial freedom
Whether you’re aiming to retire at 65 or dream of being mortgage-free decades earlier, achieving financial freedom is possible with careful planning. By taking the right steps now, you can set yourself up for long-term success and independence.
Financial freedom means different things to different people—being debt-free, paying off a...
How to use your tax refund wisely
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How to use your tax refund wisely
Tax season is upon us, and for many Americans, that means one thing—a tax refund. While it might feel like a nice bonus, it’s important to remember that a tax refund isn’t “free money.” It’s your money being returned to you, and making smart decisions with it can help improve your financial future. Here’s a breakdown of why you might get a...
4 ways to create good savings habits
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4 ways to create good savings habits
Saving money doesn’t always come naturally—it’s easy to get caught up in daily expenses and put saving on the back burner. Unexpected costs and surprises can also make it harder to start. But with a little effort and consistency, you can take control of your financial future. Here are four simple strategies to kickstart your savings...
How to start investing in stocks: a beginner’s guide
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How to start investing in stocks: a beginner’s guide
Investing is a way to grow your money while letting it work for you. Legendary investor Warren Buffett describes investing as “the process of laying out money now to receive more money in the future.” Essentially, investing is about setting aside funds today with the goal of increasing their value over...
What owning a stock actually means
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What owning a stock actually means
Most people understand that owning stock means owning a small part of a company. However, many new investors have misconceptions about the benefits and responsibilities that come with being a shareholder. A lot of these misunderstandings stem from not fully grasping the limited ownership that each share represents. For big companies like...
8 ways to cover an unexpected expense
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8 ways to cover an unexpected expense
We’ve all been there—you’re a few days away from payday, and suddenly your car makes a weird noise, your phone breaks, or your pet needs an emergency trip to the vet. These things always seem to happen at the worst possible time, and they’re never cheap.
Recent studies show that unexpected expenses can cost us an average of $500 per...
Your guide to saving for retirement in 3 easy steps
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Your Guide to Saving for Retirement in 3 Easy Steps
Retirement might seem like a distant goal, but starting to save now can make a significant difference in the long run. If you’re new to retirement planning, it’s understandable to feel overwhelmed by the numerous options and terms. However, taking a few simple steps can set you on the path to a secure future. Here are three...
The best investment you can make is to invest in yourself
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The best investment you can make is to invest in yourself
When it comes to investments, we’re used to hearing advice about stocks and bonds but did you know one of the best investments you can make is in yourself? Whatever your goal or dreams are, here are four tips to help get you started.
Set personal development goals
The first step involves setting clear goals that...
How to start saving for beginners
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How to start saving for beginners
The term ‘savings’ can mean different things at various stages in your life, but it is ultimately the process of putting money aside for future use. That could be to buy something like a home or a car, or just for a rainy day or as a safety net should something change in your circumstances.
Whatever ‘savings’ means to you, it is something...
5 steps to plan your financial life
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5 steps to plan your financial life
When it comes to planning your financial future, it can be difficult to know where to start. This checklist includes five steps you can use to identify the actions needed to achieve more of your financial goals.
Of course, you’ll need to pay down any expensive debts and have a sufficient emergency fund before making longer term...