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Simple steps for setting financial goals in the New Year
As we approach the new year, setting financial goals can be a powerful way to start fresh and work toward a more secure financial future. Financial goals give you a clear direction, help keep you motivated and create a sense of accountability to manage money wisely. Here’s a quick guide to why setting financial goals is important...
How will you buy your next car? Cash, lease, or financing?
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How will you buy your next car? Cash,lease, or financing?
Are you thinking about getting a new car or upgrading to something more reliable? Before you dive in, it’s essential to understand your financing options. There are different ways to buy a car, each with its own set of pros and cons. Let’s break them down.
Cash Purchase
Pros:
Ownership from day one: Paying cash means you own the...
Black Friday and Cyber Monday tips and tricks!
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Black Friday and Cyber Monday tips and tricks!
Black Friday and Cyber Monday are two of the biggest shopping events of the year, offering great opportunities to save money on everything from electronics to clothing and more. These sales events have grown from in-store shopping frenzies into online extravaganzas, with retailers offering deep discounts on a variety of products. Here’s...
Apps to make your vacation a breeze
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Apps to make your vacation a breeze
When you’re on vacation, the last thing you want is to deal with unnecessary hassles. Thankfully, there are plenty of apps designed to make your time away easier and more enjoyable. Here are a few must-haves that can help take the stress out of your trip:
Google Translate
Your go to for translating! This free app is a lifesaver when it comes...
What to do if you’re a victim of fraud or scams
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What to do if you’re a victim of fraud or scams
Online scams are becoming more and more common – in 2023 alone, identify fraud cost Americans $43 Billion, most of these scams began online.
Scams are a crime – using fraud and manipulation to get you to part with your money or personal information. Criminals are experts at impersonating people, organizations and the police. They...
4 tips to give your kids before they start college
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4 tips to give your kids before they start college
Do you have children who are about to make the jump and start college in the fall? It’s an exciting time full of new people, new cities, and a whole new sense of independence. However, the experience can often be overshadowed by ever-growing concerns about money. That’s why we’ve got 4 top tips to help your children stay on top of their finances...
What you need to know before you open a joint account
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What you need to know before you open a joint account
Joint accounts are great for partners who share money or want to pay bills from a single account. Before you begin the process of signing up to a joint bank account, here’s the things you need to think about.
How to open a joint account
The process of opening the account is almost exactly the same as opening a solo account.
Any...
Budget friendly family fun
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Budget friendly family fun!
Finding affordable activities that the whole family can enjoy can be a bit of a challenge. However, with a little creativity and planning, it’s possible to create unforgettable memories without breaking the bank! Here are some budget-friendly ideas that promise fun for the entire family:
Family movie night
Pick a family favorite, make some popcorn, and transform...
Guide to Home Buying – Part 1
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Guide to Home Buying – Part 1
Navigating life’s financial pathways can bring various changes—some planned, others unexpected. Purchasing a home, a significant milestone for many, embodies this journey of change. This guide aims to simplify and clarify your path to homeownership, offering practical advice to make informed decisions that align with your long-term financial wellness.
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5 tourist traps that could be costing you money
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5 tourist traps that could be costing you money
Realizing that you’ve overpaid for something is never fun. So how do you avoid the tourist traps and get the most authentic experience on vacation while ensuring that every penny is well spent?
Expensive transportation
Though convenient, taxi and ride share costs can quickly add up. Walking is a great way to see a city, and these...