Author: Karlie Moses

How to start saving for beginners

Written by Karlie Moses on September 6, 2024. Posted in Saving, Investing & Retirement.

Learn Login to MyFinFit FinFit Learn | Saving, Investing & Retirement How to start saving for beginners The term ‘savings’ can mean different things at various stages in your life, but it is ultimately the process of putting money aside for future use. That could be to buy something like a home or a car, or just for a rainy day or as a safety net should something change in your circumstances. Whatever ‘savings’ means to you, it is something...

4 tips to give your kids before they start college

Written by Karlie Moses on September 6, 2024. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle 4 tips to give your kids before they start college Do you have children who are about to make the jump and start college in the fall? It’s an exciting time full of new people, new cities, and a whole new sense of independence. However, the experience can often be overshadowed by ever-growing concerns about money. That’s why we’ve got 4 top tips to help your children stay on top of their...

What you need to know before you open a joint account

Written by Karlie Moses on September 6, 2024. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle What you need to know before you open a joint account Joint accounts are great for partners who share money or want to pay bills from a single account. Before you begin the process of signing up to a joint bank account, here’s the things you need to think about. How to open a joint account The process of opening the account is almost exactly the same as opening a solo account. ...

Are contactless payments costing you more money?

Written by Karlie Moses on September 6, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting Are contactless payments costing youmore money? Are contactless payments leading you to spend more than usual? Let’s put this to the test. Paying cash makes you think twice before spending money Leading behavioral economists believe paying with cash makes us feel more mindful when we’re spending money. For example, when faced with a limited amount of cash in our...

Don’t ignore debt: How to manage your money

Written by Karlie Moses on September 6, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting Don’t ignore debt: How to manage your money It’s all too easy to ignore debt until things reach a crisis point. If you owe money, and you don’t have a clear idea of how you’re going to pay it off, burying your head in the sand is a sure-fire way to find yourself in more difficulty. So, how can you manage debt carefully and responsibly in order to get it under control and keep...

What does it mean to be financially well?

Written by Karlie Moses on September 6, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting What does it mean to be financially well? These days the term ‘financial wellness’ is being more widely discussed but what does it actually mean? At FinFit we define financial wellness as a state of being where a person can fully meet current and ongoing financial commitments, can feel secure in their financial future, and is able to make choices that allow them to enjoy their...

How to deal with your debt when it gets out of hand

Written by Karlie Moses on September 6, 2024. Posted in Credit & Borrowing.

Learn Login to MyFinFit FinFit Learn | Credit & Borrowing How to deal with your debt when it gets out of hand It’s easy to accumulate debt. Credit cards, store cars, car loans and overdrafts. Before you know it, your non-mortgage debt can creep up to a scary amount. It’s easy to feel silly, overwhelmed or embarrassed about debt. But the simple fact is as humans we aren’t wired to be naturally good with money. Our brain has developed at a much...

What’s an interest rate – and what do you need to consider?

Written by Karlie Moses on September 6, 2024. Posted in Credit & Borrowing.

Learn Login to MyFinFit FinFit Learn | Credit & Borrowing What’s an interest rate – and what do you need to consider? Interest rates are everywhere when it comes to borrowing money – it’s hard to escape those % signs. But when it comes down to the detail, how many of us can really say we understand what an interest is and what it means? If you’re not sure, read on… What is an interest rate? Interest is the cost of borrowing...

How to dispute an error in your credit report

Written by Karlie Moses on September 6, 2024. Posted in Credit & Borrowing.

Learn Login to MyFinFit FinFit Learn | Credit & Borrowing How to dispute an error in your credit report Your credit report includes information about where you live, how you manage credit, and even if you have been sued or arrested. According to a study by Consumer Reports, for the past three years, incorrect information on a report has been the number one complaint made to the Consumer Financial Protection Bureau (CFPB). This could lead to consumers...

How Financial Wellness Programs Transform Lives

Written by Karlie Moses on June 17, 2024. Posted in Blog.

How Financial Wellness Programs Transform Lives Financial stress is a silent epidemic affecting millions of employees. It’s more than just a personal struggle, it’s a problem that seeps into the workplace, impacting productivity, morale, and overall wellbeing. FinFit’s yearly report, Inside the Wallets of Working Americans, found three in four American workers live paycheck to paycheck, with more than a third reporting they spend three hours or more at work...