Author: Karlie Moses

Selling a home – have you considered all of the costs?

Written by Karlie Moses on December 30, 2024. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle Selling a home – have you considered all of the costs? Selling your home is often considered one of life’s most stressful experiences—and it’s not just the emotional toll. The financial side can also present significant challenges, with both expected and unexpected expenses to consider. Here’s what you need to know to prepare for the costs involved in selling a home. Get...

How to have ‘the talk’ with your partner (about money)

Written by Karlie Moses on December 30, 2024. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle How to have ‘the talk’ with your partner (about money) In 2025, talking openly about money is still a sensitive topic, so it’s no surprise that many couples avoid it altogether. But with financial issues being one of the leading causes of relationship stress, it’s crucial to have open and honest conversations about money. If you’re in a serious relationship and planning a...

5 Common credit and debt mistakes (and how to avoid them)

Written by Karlie Moses on December 30, 2024. Posted in Credit & Borrowing.

Learn Login to MyFinFit FinFit Learn | Credit & Borrowing 5 Common credit and debt mistakes (and how to avoid them) Having easy access to credit can be a lifesaver, but managing it wisely is key to staying financially healthy. Borrowing money isn’t inherently bad—credit cards can help with cash flow, and mortgages make homeownership possible for most people. However, mismanaging credit can lead to long-term financial issues. Here are five common...

Why Financial Wellness is the Ultimate Employee Benefit for 2025

Written by Karlie Moses on December 16, 2024. Posted in Blog.

Why Financial Wellness is the Ultimate Employee Benefit for 2025 As we enter 2025, financial wellness is emerging as a cornerstone of successful employee benefits strategies. With nearly 57% of employees citing financial stress as their number one challenge, employers are increasingly recognizing the link between financial health and workplace productivity. Adding financial wellness benefits to your package is no longer a “nice-to-have” but a necessity for attracting and retaining top...

How to start investing in stocks: a beginner’s guide

Written by Karlie Moses on December 2, 2024. Posted in Saving, Investing & Retirement.

Learn Login to MyFinFit FinFit Learn | Saving, Investing & Retirement How to start investing in stocks: a beginner’s guide Investing is a way to grow your money while letting it work for you. Legendary investor Warren Buffett describes investing as “the process of laying out money now to receive more money in the future.” Essentially, investing is about setting aside funds today with the goal of increasing their value over...

What owning a stock actually means

Written by Karlie Moses on December 2, 2024. Posted in Saving, Investing & Retirement.

Learn Login to MyFinFit FinFit Learn | Saving, Investing & Retirement What owning a stock actually means Most people understand that owning stock means owning a small part of a company. However, many new investors have misconceptions about the benefits and responsibilities that come with being a shareholder. A lot of these misunderstandings stem from not fully grasping the limited ownership that each share represents. For big companies like...

9 money moves you should make ahead of the new year

Written by Karlie Moses on December 2, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting 9 money moves you should make ahead of the new year As a year of high inflation and financial challenges comes to a close, now is the perfect time to refocus on your financial goals and prepare for the year ahead. But where should you begin? Here are nine essential steps to get you started. Set your financial goals Create a plan based on what matters most to you. Start by...

Simple steps for setting financial goals in the New Year

Written by Karlie Moses on December 2, 2024. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle Simple steps for setting financial goals in the New Year As we approach the new year, setting financial goals can be a powerful way to start fresh and work toward a more secure financial future. Financial goals give you a clear direction, help keep you motivated and create a sense of accountability to manage money wisely. Here’s a quick guide to why setting financial goals is...

How will you buy your next car? Cash, lease, or financing?

Written by Karlie Moses on December 2, 2024. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle How will you buy your next car? Cash,lease, or financing? Are you thinking about getting a new car or upgrading to something more reliable? Before you dive in, it’s essential to understand your financing options. There are different ways to buy a car, each with its own set of pros and cons. Let’s break them down. Cash Purchase Pros: Ownership from day one: Paying cash means you own...

APRs: jargon myth busting

Written by Karlie Moses on December 2, 2024. Posted in Credit & Borrowing.

Learn Login to MyFinFit FinFit Learn | Credit & Borrowing APRs: jargon myth busting When you think about banks and borrowing money, many of us automatically picture a maze of financial jargon. Not understanding these terms when you need to borrow can really cost you. So, what does it all mean? What is APR? APR, or Annual Percentage Rate, represents the yearly cost of your loan as a percentage, including interest and standard fees. For example,...