Author: Karlie Moses

8 ways to cover an unexpected expense

Written by Karlie Moses on October 30, 2024. Posted in Saving, Investing & Retirement.

Learn Login to MyFinFit FinFit Learn | Saving, Investing & Retirement 8 ways to cover an unexpected expense We’ve all been there—you’re a few days away from payday, and suddenly your car makes a weird noise, your phone breaks, or your pet needs an emergency trip to the vet. These things always seem to happen at the worst possible time, and they’re never cheap. Recent studies show that unexpected expenses can cost us an average of $500 per year....

10 money saving tips for the holidays

Written by Karlie Moses on October 30, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting 10 money saving tips for the holidays The holiday season is a magical time, but it can also be a very expensive one if you’re not careful. To help you avoid financial stress come January, we’ve put together 10 tips to keep your holiday spending under control. Tip 1: Set a spending plan The best way to avoid a massive credit card bill after the holidays is to create a spending plan. Decide...

How to create a spending plan you’ll actually stick to in 5 steps

Written by Karlie Moses on October 30, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting How to create a spending plan you’ll actually stick to in 5 steps Having a spending plan is about knowing exactly where your money is going so you can feel more in control of your finances and enjoy life without the stress of overspending. Whether you want to plan weekly, monthly, or even annually, following these five steps will help you build a plan you can stick to. 1. List...

Black Friday and Cyber Monday tips and tricks!

Written by Karlie Moses on October 30, 2024. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle Black Friday and Cyber Monday tips and tricks! Black Friday and Cyber Monday are two of the biggest shopping events of the year, offering great opportunities to save money on everything from electronics to clothing and more. These sales events have grown from in-store shopping frenzies into online extravaganzas, with retailers offering deep discounts on a variety of products. Here’s...

Apps to make your vacation a breeze

Written by Karlie Moses on October 30, 2024. Posted in Family, Home & Lifestyle.

Learn Login to MyFinFit FinFit Learn | Family, Home & Lifestyle Apps to make your vacation a breeze When you’re on vacation, the last thing you want is to deal with unnecessary hassles. Thankfully, there are plenty of apps designed to make your time away easier and more enjoyable. Here are a few must-haves that can help take the stress out of your trip: Google Translate Your go to for translating! This free app is a lifesaver when it comes...

Your Ultimate Guide to Great Credit

Written by Karlie Moses on October 17, 2024. Posted in Credit & Borrowing.

Learn Login to MyFinFit FinFit Learn | Credit & Borrowing Your Ultimate Guide to Great Credit When it comes to your financial life, few things are more important than your credit. A good credit history can help you save money when borrowing what you need for things like buying your first home, purchasing a car, or taking care of unexpected expenses. On the other hand, poor credit can make it diffcult to borrow money in the first place, and significantly...

It’s time for a truly stress-free, festive season

Written by Karlie Moses on October 3, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting It’s time for a truly stress-free, festive season This winter is a season of sharing and appreciation, not a season of stress. Don’t let anything get in the way of your festivities – least of all money worries. However you want to celebrate – whether it’s spending time with family, planning to jet off on a vacation, or searching for the perfect gift for a loved one, a...

Member Stories: Meet Brett E

Written by Karlie Moses on October 3, 2024. Posted in Inside My Wallet: Member Stories.

Learn Login to MyFinFit FinFit Learn | Inside My Wallet: Member Stories Member Stories: Meet Brett E Meet Brett, his employer recently partnered with FinFit, and in just a few days, he’s already feeling less stressed by creating a game plan to tackle his debt, using our comprehensive platform! We loved hearing about Brett’s experience and look forward to supporting him on his financial journey! Explore more Learn content Keep learning

How to trick your brain out of impulse spending

Written by Karlie Moses on October 3, 2024. Posted in Spending & Budgeting.

Learn Login to MyFinFit FinFit Learn | Spending & Budgeting How to trick your brain out of impulse spending Spending money can be an emotional decision, as much as a financial one. We all know that buzz you get when you allow yourself to splash a bit of cash and you walk out of a shop with a shiny new purchase. But we’re probably just as familiar with the guilty feeling of spending too much money on things we don’t really need. This not only causes...

Feeling the Squeeze: The Rising Impact of Credit Card Debt

Written by Karlie Moses on September 30, 2024. Posted in Blog.

Feeling the Squeeze: The Rising Impact of Credit Card Debt Credit card delinquencies have spiked to their highest level in over a decade, with the Federal Reserve reporting that 9.1% of credit card balances transitioned to delinquent in 2024. This alarming trend is largely driven by rising inflation, which has stretched household budgets to their limits, leaving many Americans without an emergency fund or affordable credit options. As a result, employees are increasingly relying...